Massachusetts Veteran Benefits & Services

This page includes directories and information about state agencies and programs for veterans available through the Massachusetts Executive Office of Veterans Services and the Office of the Treasurer’s Veterans Bonus Division; the Executive Offices of Elder Affairs, Health & Human Services, and Housing & Livable Communities; Department of Revenue and the Child Support Services Division; Department of Career Services; MassAbility; Department of Higher Education; the Supplier Diversity Office; and the Offices of the Inspector General, State Auditor, and Veteran Advocate, along with statewide veterans census data.


Massachusetts Executive Office of Veterans Services

The mission of the Massachusetts Executive Office of Veterans’ Services (EOVS) is to act as the primary advocate on behalf of all the Commonwealth’s veterans. The Office provides outreach and support through the:

The department of veterans’ services in Massachusetts was elevated to the Executive Office of Veterans’ Services (EOVS) on March 1, 2023 under Chapter 144 of the Acts of 2022.

  • Eric Goralnick MD, MS was sworn in as Secretary of the Executive Office of Veterans on February 23, 2026. Secretary Goralnick’s career has focused on ensuring equitable access to healthcare for our most vulnerable patients and supporting collaborations between the civilian and military medical communities.

  • Andrea Gayle-Bennett, BG (MA)(Ret) is serving as the first Deputy Secretary of the Executive Office of Veterans Services. Deputy Secretary Gayle-Bennett is a retired brigadier general and healthcare professional.

On August 8, 2024, the Governor signed An Act Honoring, Empowering and Recognizing Our Servicemembers and Veterans (HERO Act), legislation including over 30 provisions increasing benefits, modernizing services, and promoting inclusivity. Key provisions include expanding access to behavioral health treatment, increasing annuity benefits, support for businesses hiring veterans, updating the definition of a veteran, expanding the scope of the Veterans Equality Review Board, and codifying medical and dental benefits.

Veteran Education, Employment, and Training Office

The mission of EOVS’ Veteran Education, Employment, and Training Office is to empower veterans and their families with competitive employment and career opportunities. In May 2024, the Massachusetts Veteran Ready Business (VRB) program was launched for companies looking to hire veterans and their spouses. VRBs receive notice of veteran hiring events, a veteran employee resource guide, exposure to veterans seeking employment, listing on the VRB webpage, and a VRB badge to display on your website.

Active Duty Service Buyback

Veterans employed by the Commonwealth can “buy back” up to four years of active duty service by paying a lump sum of money to “purchase” up to four years of Commonwealth service and receive credit toward their pension, allowing them to vest in the pension after serving for less than 10 years, depending on how much time they served on active duty. Under the HERO Act, state employees now have up to 10 years after starting state service to enroll in the program, along with a one year grace period for any state employee to enroll.

MassVets Financial Benefits

EOVS offers assistance to eligible veterans and surviving spouses of veterans facing financial difficulties through the MassVets Financial Benefits program. Chapter 115 benefits are administered through local veterans’ agents. Veterans and families can estimate their potential eligibility using the MassVets Benefit Calculator and get in touch with their local or district veterans’ services office.

Chapter 115 requires each city and town have a veterans’ agent to administer Chapter 115 benefits, but two or more contiguous towns can also appoint someone to serve as veterans’ agent. Over half of cities/towns in Massachusetts are in a district or share a veterans’ agent. If your city or town is part of a district, you can find more information in the District Veterans’ Services directory below.

Local Veterans’ Services

District Veterans’ Services

Veterans’ Annuity Benefit

MassVets benefits also include an Annuity payment to eligible veterans with service-connected disabilities rated 100% by the VA, and to parents and unmarried spouses of disabled veterans whose deaths were service-connected or resulted from COVID-19 while residing in a state Soldiers’ Home. The HERO Act increased the annuity from $2,000 to $2,500 annually over two years.

Beginning in August of 2025, veterans will begin receiving one annuity check each year for $2,500 instead of receiving the benefit over two annual payments. New applications must be received by June 30th of each year to receive the annuity payment in August. Existing recipients of the annuity do not need to re-apply each year.

Veterans and survivors are strongly encouraged to apply for the annuity online. The application packet and supporting documentation may also be submitted through your local or district veterans’ services office, by email, or by mail.

Veterans Equality Review Board

EOVS offers MassVets Financial Benefits based on the income, disability, and veteran status of former service members. To qualify as a “veteran” for the purpose of obtaining state-based veterans’ benefits, a veteran must have been discharged “under honorable conditions.” A Veterans Equality Review Board (VERB) was established in September 2023 under Section 16 of MGL Chapter 115 (and broadened under the HERO Act) to ensure former service members who received less than honorable discharges may still qualify to receive state-based veterans’ benefits if they were:

  • discharged under the repealed “Don’t Ask, Don’t Tell” policy, or otherwise primarily on the basis of sexual orientation, gender expression, or gender identity (including situations involving sexual assault, harassment, or domestic violence); and/or

  • discharged primarily on the basis of race, ethnicity, color, religious creed, national origin, age, or disability.

Former service members who were discharged or separated under less than honorable conditions on the such a basis may request the VERB review their discharge to determine whether they may qualify to receive Chapter 115 or Annuity benefits in Massachusetts.


Massachusetts Veterans’ Bonus Division

The Office of the Treasurer and Receiver General of Massachusetts’ Veterans’ Bonus Division distributes bonuses to eligible active duty, discharged, and deceased veterans who served during various conflicts and Massachusetts National Guard members activated during the Covid-19 pandemic who lived in Massachusetts for at least six months prior to entering military service. 

To be eligible, a veteran must have been living in Massachusetts for at least 6 months immediately prior to entry into the Armed Forces (or prior to activation for Reserve and National Guard personnel) and typically must have been discharged under Honorable conditions. A provision promoting equality in the FY2024 State Budget allows veterans with Bad Paper Discharges due to their sexual orientation, gender identity or expression, or HIV status to qualify for bonuses that are administered by the Veterans’ Bonus Division. If you aren’t sure about your eligibility for a bonus or have questions, you can submit an inquiry to the Veterans’ Bonus Division. Applicants can appeal decisions regarding their veterans' bonus within 60 days if the application is denied.


Executive Office of Elder Affairs

Elder Services in Massachusetts

Aging Services Access Points (ASAPs) in Massachusetts are private, non-profit agencies established under MGL Chapter 19A. Serving around half of people over age 60, ASAPs provide direct and protective services, including information and referrals; interdisciplinary case management; intake and assessment; developing, implementing, and monitoring service plans; reassessing needs; and investigating reports of elder abuse and neglect.


Massachusetts Executive Office of Health & Human Services

Community Behavioral Health Centers

Community Behavioral Health Centers (CBHCs) are a network of 26 centers across Massachusetts serving as one-stop shops offering immediate, confidential care for mental health and substance use services and treatment. CBHCs are open daily for walk-ins, routine appointments, and crisis care. All crisis services offered by CBHCs are open 24/7, including on holidays.

Massachusetts Behavioral Health Help Line

CBHCs are closely connected to the Massachusetts Behavioral Health Help Line (BHHL). Launched in January 2023, the BHHL is a 24/7 clinical hotline staffed by trained behavioral health providers and peer coaches who offer clinical assessment, referrals, and crisis triage. The BHHL is always available by phone/text to 833-773-2445 and through online chat. When appropriate, BHHL staff directly connect callers with their nearest CBHC and perform a warm handoff.

Peer Recovery Support Centers

Peer Recovery Support Centers (PRSC) in Massachusetts are free accessible peer-led spaces that provide individuals in recovery from substance use, as well as their family members and loved ones, an opportunity to offer and receive human connection, community inclusion, peer support, and access to non-clinical resources. There are 39 centers throughout the state.

Massachusetts Overdose Prevention Helpline

Massachusetts began funding the Massachusetts Overdose Prevention Helpline in September 2023 to promote the service and hire a full-time operator and call center coordinator, and a part-time medical director, research director, data analyst, and program assistant in the previously volunteer-driven organization. People who are using drugs can call 800-972-0590 to connect with a dedicated team of harm reductionists and people with lived and living experience with overdose who can call for help in case of overdose.


VA Healthcare in Massachusetts

Veterans are encouraged to apply for VA healthcare to determine their eligibility and priority group prior to signing up for Commonwealth Care, Medicare, or MassHealth. Massachusetts veterans are served by the VA Boston, VA Bedford, VA Central Western Massachusetts, and VA Providence healthcare systems. Anyone who has served in the military is encouraged to apply to determine their eligibility and Priority Group. Some veterans are exempt from co-pays due to their VA rating, income, or other special eligibility factors.

Other Healthcare Coverage in Massachusetts

Under the Chapter 58 of the Acts of 2006, all adult Massachusetts residents are required to have health insurance. Residents are asked to verify their health insurance coverage on their tax return and residents who do not have insurance face financial penalties. VA healthcare qualifies as creditable insurance coverage under the law. For more information on healthcare options, visit our Healthcare page. 

 
 

Under MGL Chapter 115, Section 4, veterans’ agents must complete and file applications authorized by the Massachusetts Department of Health & Social Services for veterans, widows, and dependents who wish to apply for assistance under MGL Chapter 118E.  


Massachusetts Executive Office of Housing & Livable Communities

The Executive Office of Housing & Livable Communities (EOHLC) was established in 2023 to create more homes and lower housing costs in every region. EOHLC also offers information on affordable rental units available statewide that aren’t associated with private market realtors. For more information on housing resources, visit our Housing resource page.

Housing Navigator Massachusetts is the official listing and search tool for accessible and affordable rental homes.

MyMassHome is the official search tool for accessible and affordable home ownership opportunities.

MassHousing is an independent, quasi-public agency created in 1966 that administers publicly-funded programs on behalf of the Commonwealth.

Based on our analysis of the 2020–2024 ACS 5-year estimates, Massachusetts had approximately 229,948 households with at least one veteran resident, including veterans living as householders, spouses, partners, relatives, or roommates. About 78.2 percent lived in owner-occupied homes, and median annual household income was $107,415. Among households with a calculable housing-cost-to-income ratio, 46.1 percent of those paying rent spent more than 30 percent of their income on housing, compared with 22.8 percent of owner-occupied households. Visit our Housing resource page for the full analysis of household and individual income, housing costs, and differences by age, sex, and region.


Massachusetts Department of Revenue

For initial information about property and motor vehicle excise tax exemptions, contact your local Assessor’s office. Further inquiries may be directed to the Massachusetts Department of Revenue, Division of Local Services, Bureau of Municipal Finance Law.

Property Tax Exemptions

Property tax exemptions established under M.G.L. Chapter 59, Section 5, Clauses 22–22J are available to qualifying veterans, spouses, surviving spouses, and certain surviving parents or guardians. Applicants generally must own and occupy the property as their domicile on July 1 beginning the fiscal year for which the exemption is sought.

  • Veterans generally must be Massachusetts residents whose last discharge was under conditions other than dishonorable, and who were domiciled in Massachusetts for at least six months before entering service or resided here for two consecutive years before filing. Municipalities may adopt a one-year alternative residency requirement for Clauses 22–22F.

  • Separate requirements apply to surviving spouses, parents and guardians. Where an eligible veteran’s spouse owns the home, both spouses must occupy it as their domicile.

Clause 22G, if locally adopted, extends specified veterans’ exemptions to otherwise eligible occupants whose domicile is held for their benefit by a trustee, conservator or other fiduciary. The older M.G.L. Chapter 59, Section 5C½ permits an additional exemption of up to 100 percent, applied uniformly across eligible personal exemptions. Beginning with FY2026, municipalities could adopt the HERO Act’s Clause 22I annual inflation adjustment and Clause 22J additional veterans’ exemption of up to 100 percent.

  • Clause 22J and Section 5C½ cannot be combined in the same fiscal year.

  • Clause 22I can operate alongside either option.

  • These increases remain subject to statutory limits.

For eligibility, current local amounts, and application information, contact your local Board of Assessors. Additional guidance is available from the Massachusetts Department of Revenue’s Division of Local Services through the Municipal Finance Law Bureau. Applications are due by April 1 or three months after actual tax bills are mailed, whichever is later.

According to the Office of the Veteran Advocate’s Benefits Analysis Dashboard, Massachusetts recorded 37,225 veterans’ property-tax exemptions and $41.9 million in tax abatements in FY2025, compared with 35,845 exemptions and $35.4 million in FY2024. The data provide a baseline of FY2020 to FY2025, before the HERO Act’s new local property-tax options took effect in FY2026.

The directory above includes links to municipal assessors’ offices and property tax information and tracks adoption of property tax work-off programs and local options.

Motor Vehicle Excise Tax Exemptions

Effective January 1, 2024, the HERO Act expanded motor vehicle excise tax exemptions to veterans with service-connected disabilities rated 100% or who are deemed unemployable due to a service-connected disability by the VA. Eligibility was previously determined by the Registry of Motor Vehicle’s Medical Advisory Board. The veteran must own or lease the vehicle to qualify and must apply annually to the local Board of Assessors. Eligible veterans can receive this exemption on one vehicle per year.

Child Support Services Division

The Massachusetts Department of Revenue’s Child Support Services Division provides direct support to service members and veterans with child support cases in order to help parents manage their child support orders. Service members, veterans, and those planning to enlist in military service can get in touch for help with child support cases by email or by phone at (617) 626-2125. For more financial information and resources, visit our Financial Security page.


Massachusetts Department of Career Services

The Massachusetts Department of Career Services provides employment opportunities and training programs to veterans and their families through MassHire Career Centers, where veterans and spouses of veterans who died of a service-connected disability, have a 100% VA service-connected disability rating, or were Missing in Action (MIA) or a Prisoner of War (POW) receive Priority of Service.

Priority of Service provides expedited access to services and resources funded by the U.S. Department of Labor’s Veterans Employment and Training Service (VETS). Priority access is also available to spouses of veterans who died of service-connected disabilities, have a 100% VA service-connected disability rating; or are MIA/POWs. For more information and resources, visit our Employment page.


MassAbility

The MassAbility offers vocational rehabilitation and community living programs. The MassAbility Ombudsman serves as a customer relations liaison between the consumer and the commission, providing assistance and support to people with disabilities and responding to inquiries from agencies and individuals. The Ombudsman may be contacted by email.

If an issue cannot be resolved through the Ombudsman, MassAbility has an appeals process, which may include an informal administrative review, mediation, or an impartial fair hearing. MassAbility makes determinations of eligibility on Social Security claims through its Disability Determination Services (DDS); the ombudsman also provides assistance to Social Security claimants.


Massachusetts Department of Higher Education

The Massachusetts Department of Higher Education’s Office of Student Financial Assistance (OSFA) manages and oversees all state-funded financial aid programs and is the principal agency promoting access to higher education and the availability of financial aid resources and programs to help students meet college costs.

The Massachusetts DPH’s Office of Veterans Education is the State Approving Agency (SAA) responsible for monitoring and approving educational institutions and programs within Massachusetts on behalf of the U.S. Department of Veterans Affairs. The SAA plays a critical role in ensuring veterans and their beneficiaries may use their VA benefits in pursuit of their personal education and career goals.

  • Under the authority of USC Title 38 and Title 10, Chapter 1606, each institution and program in Massachusetts must be individually approved by the SAA before VA beneficiaries may use their VA education and training benefits for a program.

  • Beneficiaries may search the most current listing of VA-approved programs and institutions on the VA WEAMS Institution Search page or VA GI Bill Comparison Tool.

Students using the GI Bill who are called back to active duty can review the Deployment Checklist as a guideline; check with the Veterans Certifying Official and lending institutions for specific deployment and re-deployment actions. For more information and resources, visit our Employment and Education pages.


Massachusetts Supplier Diversity Office

The Massachusetts Supplier Diversity Office (SDO) certifies diverse businesses in Massachusetts, including as Veteran Business Enterprises (VBE) and Service-Disabled Veteran Owned Business Enterprises (SDVOBE). In June 2023, the SDO launched a searchable Certified Diverse Business Dashboard mapping all certified diverse businesses, allowing users to locate businesses by location and type of business, including VBEs and SDVOBEs.

Companies with a principal place of business in Massachusetts interested in obtaining SDO certification must attend a mandatory, 2-hour pre-certification workshop prior to submitting an application. For more resources, visit our Entrepreneurship page.


Massachusetts Office of the Inspector General

Massachusetts formed the first state Office of the Inspector General in the US. The IG’s Office an independent agency focused on preventing and detecting waste, fraud, and abuse of public funds and property by state agencies, counties, cities, towns, quasi-governmental authorities and districts, individuals, corporations, and nonprofits doing business with the government.

The IG has broad authority under MGL Chapter 12A to oversee the use of state, local, and federal funds by state and local governments and those who receive government funds or use public property. The IG’s Office has reviewed Massachusetts veterans’ services since 2020 and is overseeing the implementation of Chapter 144 of the Acts of 2022 with reports in April and August 2022 and January 2023.

With the elevation of Veterans’ Services in Massachusetts from a Department of the Executive Office of Health and Human Services to a Secretariat, the unit within OIG with oversight of EOHHS lost jurisdiction. In July 2023, the OIG’s first director of the Veterans’ Services Oversight Division (VSOD), James McNeill, was sworn in under the authority of MGL Chapter 12A to oversee services provided to veterans through the state and municipalities. 

The VSOD has worked on initiatives “tracking the OIG’s previous recommendations for internal process improvements and fiscal controls at the state’s veterans’ homes; offering insights on the implementation of an electronic medical records management system at the veterans’ homes; and reviewing the veterans’ ombudsperson program policies.”


Massachusetts Office of the State Auditor

The Office of the State Auditor conducts audits, investigations, and studies to promote accountability and transparency, improve performance, and make government work better. State Auditor Diana DiZoglio is the chief accountability officer for state government in Massachusetts and its residents. The OSA has offices in Boston, Marlborough, Chicopee, and Brockton. The OSA has conducted audits of Massachusetts Veterans’ Services four times since 2001.


Massachusetts Office of the Veteran Advocate

Chapter 144 of the Acts of 2022 established the Office of the Veterans Advocate, a quasi-state agency that ensures veterans in the Commonwealth’s care receive timely, safe, humane, and effective services. Appointed as the Commonwealth’s first Veteran Advocate in November 2023, retired Colonel Bob Notch was tasked with standing up the newly formed office.

OVA examines the care and services executive agencies provide to veterans on a system-wide basis; advises the public and state government on how services can be improved; investigates incidents where veterans suffer fatality, near fatality, or serious bodily or emotional injury receiving services from an executive agency; and reports annually on service delivery and recommendations.


Massachusetts Veterans Census Data

Based on the 2020–2024 American Community Survey 5-year estimates, Massachusetts had approximately 243,596 veterans, including 18,593 women veterans, who made up 7.6 percent of the state’s veteran population. Approximately 140,111 veterans were age 65 or older (57.5 percent of veterans), including 5,486 women veterans (29.5 percent of women veterans).

Between the 2015–2019 and 2020–2024 ACS 5-year estimates, Massachusetts’ estimated veteran population declined by 19.7 percent, from 303,534 to 243,596 veterans. The number of women veterans declined more slowly, by 4.9 percent, increasing their share of the state’s veteran population from 6.4 to 7.6 percent. The proportion of veterans age 65 or older remained around 57 percent, while the proportion of women veterans in this age group increased from 27.4 to 29.5 percent.

If you serve veterans and are trying to learn more about their demographics, explore the most recent ACS 5-year estimates from Census Reporter for cities and towns in Massachusetts using the links below.

Period of Military Service

Based on the 2020–2024 ACS 5-year estimates, approximately 180,939 veterans in Massachusetts (74.3 percent of the state’s veteran population) served during at least one wartime era. Grouped by their most recent wartime era, these included 47,873 post-9/11 veterans, 28,557 veterans of the earlier Gulf War era, 83,937 Vietnam-era veterans, 16,609 Korean War-era veterans, and 3,963 World War II-era veterans.

The 5-year estimates combine a larger sample collected over five years, providing more reliable estimates, especially for smaller populations. The 2022 and 2024 one-year charts below provide separate annual snapshots and are better suited to showing more recent changes than the pooled five-year estimates. Both products are survey estimates, and comparisons should use the same type of estimate.

The 2024 ACS 1-year estimates below indicate that approximately 166,968 veterans served during at least one wartime era, down 7.8 percent from 181,054 veterans in 2022. Changes within the wartime eras shown in the charts are:

  • World War II era: 1,779 veterans in 2024, down -34.5 percent from 2,717 in 2022.

  • Korean War era: 12,104 veterans in 2024, down 9.5 percent from 13,379 in 2022.

  • Vietnam era: 78,125 veterans in 2024, down 12.4 percent from 89,218 in 2022.

  • Gulf War era (August 1990–August 2001): 40,102 veterans in 2024, down 4.3 percent from 41,921 in 2022.

  • Gulf War era (September 2001 or later): 52,152 veterans in 2024, up 3.6 percent from 50,331 in 2022.

Veterans who served during more than one wartime era appear in each applicable category in these one-year charts. The categories therefore cannot be added together to determine the total number of wartime veterans.

2022

2024

Age, Disability & Poverty Status

In Massachusetts, an estimated 7,291 veterans who live below the poverty level also have a disability. They account for 10.2 percent of all veterans with a disability and 46.4 percent of all veterans below the poverty level, based on the 2020–2024 ACS 5-year estimates.

  • Among Veterans Ages 64 & Younger: 16.8 percent have a disability (17,280 veterans)

  • Among Veterans Ages 64 & Younger + Below Poverty Level: 38.3 percent have a disability (2,507 veterans)

  • Among Veterans Age 65 & Older: 39.8 percent have a disability (54,252 veterans)

  • Among Veterans Age 65 & Older + Below Poverty Level: 52.2 percent have a disability (4,784 veterans)

In Massachusetts, an estimated 23.9 percent of veterans report a VA service-connected disability rating (58,326 veterans). Overall, 33,798 veterans report ratings from 0 to 60 percent, including 5,794 in the combined 50–60 percent category. Another 4,320 veterans reported a service-connected disability but did not report their rating.

If they meet all other eligibility criteria, veterans living below the poverty level may qualify for state or federal financial benefits. Low-income veterans with or without wartime service may apply for MassVets financial benefits. EOVS provided these benefits to 4,599 veterans in FY2025. Low-income veterans with wartime service may apply for a VA pension. VA provided these benefits to 1,397 veterans in Massachusetts in FY2025, including 93.4 percent who were age 65 or older.

Veterans who are age 65 or older may qualify for VA pension without a disability, while younger veterans may qualify if they have a permanent and total disability, receive long-term nursing-home care because of a disability, or receive Social Security Disability Insurance or Supplemental Security Income, regardless of whether the disability is service-connected. Veterans cannot receive VA compensation and pension payments concurrently; VA pays the greater benefit if a veteran qualifies for both.

For a veteran without dependents and no other income, the 2026 standard VA compensation rates provide $13,594.80 annually at a 50 percent rating and $17,220.24 at a 60 percent rating. The 2026 federal poverty guideline for one person in Massachusetts is $15,960. The Census category combines 50 and 60 percent ratings, so it cannot estimate how many veterans may fall on either side of that comparison. The federal poverty guidelines also differ from the Census poverty thresholds used above.

Veterans compensated at the 100 percent rate may additionally qualify for the annual Massachusetts veteran annuity benefit. According to the OVA dashboard, there were 17,267 veterans receiving annuities through 2025. Census estimates do not separate disability ratings above 70 percent, so they cannot show how many veterans may qualify for the annual EOVS annuity. However, VA data show that at least 17,428 veterans in Massachusetts had a 100 percent service-connected disability rating in 2025. This figure does not identify additional veterans compensated at the 100 percent rate due to unemployability, who may also qualify for the annuity.

Education, Employment & Median Annual Income

Based on the 2020–2024 ACS 5-year estimates, approximately 36.1 percent of Massachusetts veterans age 25 or older had a bachelor’s degree or higher, compared with 47.8 percent of nonveterans in the same age range. Another 29.2 percent of veterans had some college or an associate degree, 29.2 percent had a high school diploma or equivalent, and 5.6 percent had not completed high school. Among veterans ages 18–64, approximately 77.7 percent were employed and 19.3 percent were outside the labor force. The veteran unemployment rate was 3.8 percent, compared with 5.1 percent among nonveterans ages 18–64.

Based on the 2020–2024 ACS five-year estimates, median individual income for Massachusetts veterans was $58,874. Estimates varied considerably across the state, including $45,029 in Franklin County and $67,073 in Plymouth County.

Our analysis of the 2020–2024 ACS 5-year estimates found a median annual household income of $107,415 for Massachusetts households with at least one veteran resident. Household income includes income from everyone living in the home and may not reflect the veteran’s own income or share of housing costs. Visit our Housing resource page for the comparison of household and individual income.